Articles > Retirement Savings
Why Christians should set financial goals, save their money and plan for the future
Savings and Planning … Should Christians bother?
By Bill & Maureen Sitter
Saving for the future and financial goal setting -
both concepts are often questioned by well meaning Christians.
They ask - "Shouldn't we trust entirely in God?
After all, He takes care of the birds, the animals,
and He makes the beautiful flowers."
In today's turbulent economical times, it is easy to
see the importance of having a savings reserve and this
only happens as part of a sound financial goal setting
process. Okay - that's practical advice, but what about
God's advice? Glad you asked - so lets' turn to scripture.
The savings concept is portrayed clearly in Proverbs
21:20 and Proverbs 6:8 (NIV): "In the house of
the wise are stores of choice food and oil, but a foolish
man devours all he has." "Go to the ant you
sluggard: consider its ways and be wise! It has no commander,
no overseer, or ruler, yet it stores its provisions
in summer and gathers its food at harvest."
Planning is clearly God ordained and we are to have
Godly motives in our goal setting. Proverbs 21:5 (NIV)
"The plans of the diligent lead to profit as surely
as haste leads to poverty. And, Proverbs 16:3 (NIV)
"Commit to the Lord whatever you do, and your plans
Jesus gave us an illustration of the need for preplanning,
for both personal and business projects, in Luke 14:28-30
(NKJ) "For which of you, intending to build a tower,
does not sit down first and count the cost, whether
he has enough to finish it - lest, after he has laid
the foundation, and is not able to finish, all who see
it begin to mock him, saying, 'This man began to build
and was not able to finish'."
Sequential strategies for saving and investing are
reduced to ten simple steps in the book - Financial
Freedom in 7 Weeks Plus. These steps are taught in a
7 week program which starts with goal setting and a
biblical giving plan foundation and progresses through
a freedom from debt plan, to a balanced spending plan,
and concludes with a cash flow control plan - called
- "Keeping Track of God's Money".
Clearly, God intends for His people to: plan, to save,
to give, and to be able to do all that He has called
us to do. So, in the end, we will hear Jesus say these
wonderful words from the Parable of the Talents, Matthew
25:20-21 (KJV) "Well done thou good and faithful
servant … enter thou into the joy of thy Lord."